Hello, my name is Rebel and I am new to freelance work and elance.com. I do not have a journalism degree, but have training, desire and a hard work ethic.
I will provide the 10 articles requested for a fee of $250. based on the topic & target words requested by the client.
I am an avid traveler and throughly research each trip I take on the internet. I have extensive research skills and my love of travel will make this project personal and fun.
Below, I have pasted a sample of my work that I submitted to another buyer today. The sample is a little more technical and is based on women and home purchases/mortgages, but I hope it will give you a little idea of my work. I would be happy to submit a travel sample if necessary.
I hope you will consider me for the project and I assure you my work will be top quality.
Thank you!
Rebel
Sample:
Women in the Home Buyers Market Today by Rebel Taylor
According to the U.S. Census Bureau, women aged 20-34 make up the largest percentage of single females today. The fact is that single women home buyers are second only to couples in financing a townhouse, condo or home. Statistics from the National Association of REALTORS report that in 2006 single women accounted for 22 percent of all home sales.
Proof of the growing home mortgage market to women is seen in the partnership between Martha Stewart and Los Angeles Home Builder, KB Home. KB Home is the nation’s seventh largest home builder based on market value.
The sales in two Martha Stewart/KB Homes housing developments in Atlanta suburbs have exceeded their expectations and they struggle to meet the demands to complete their homes that appeal to the increasing number of single women buyers.
Why are single women buying homes in increasing numbers? First, women have a greater desire than men to develop a household. To own a place of their own that reflects their personality and meets their needs. Women today also understand the benefits of investing in a home and the security it provides for their future.
However, historically it has not been easy for single women to qualify for a home mortgage loan. Things look different today as there are an increasing number of programs available that offer financial assistance for these potential buyers.
• Fannie Mae offers mortgage services designed to help make the dream of home ownership a reality for women buyers. Fannie Mae aides buyers with less than perfect credit or those unable to provide the traditional 20 percent down payment.
• Freddie Mac offers mortgage assistance such as fixed-rate and hybrid ARM products through retail lenders.
• FHA Mortgage Loans is insured by the Federal Housing Administration and therefore, are easier to qualify for and usually offer lower closing costs than other mortgage options.
• Private Mortgage Insurance helps those who cannot afford a 20 percent down payment. The cost of the insurance is typically 0.5 percent annually of the mortgage loan. This insurance protects the lender in case of buyer default.
Most buyers, including single women, utilize the expertise of a real estate agent. These professionals are invaluable in not only the search for the dream home, but the mortgage loan process.
The opportunities for women home buyers are better today than ever and qualifying for a home mortgage loan is easier than you think. If you are a single woman looking for help in making the dream of home ownership come true, contact your agent or lender today and ask about the available options.
